Mortgage Refinance

Lower your rate or payment or get cash out!

Carpenter drawing lines on wood at a construction site

Get more from your investment in your home.

For most people, buying a home is the biggest financial investment they’ll ever make, so it’s no surprise that refinancing can provide the average homeowner big financial advantages, including…

Lowering your interest rate
Getting a lower monthly payment
Paying off your mortgage faster

Lots of homeowners use refinancing to consolidate higher interest loans (like credit cards) and get out of debt faster. Others makes repairs or remodels, raising the value of their homes. And, of course, many homeowners simply enjoy paying less on their mortgage, every single month.

Equal Housing Lender. NMLS # 407653. Insured by NCUA.

Young couple in kitchen. Woman is sitting on counter drinking coffee while man is making breakfast

Home Affordability Tool

A tool to calculate how much home you can afford while you shop!

UCCU offers all types of mortgage, construction, and home equity loans:

Man and woman hugging side by side in front of home

One-Time Close

Save big, with a One-Time Close on your construction loan.

Loans

Compare Mortgages and Home Loans

From the #1 Mortgage Provider in our community.

Woman and man standing together smiling holding a key

First Time Home Buying Program

Great options and advantages for first time homebuyers.

Young couple looking at house

Home Start $7,500 Grant

Up to $7,500 to start your new home.

Personal Banking

Utah Housing

Dedicated to providing affordable housing for low to moderate incomes.

Business Savings Accounts

UCCU Mortgage Loan Servicing

The assurance that you’ll always make your mortgage payments at a local credit union you can trust.

Man and child jumping on bed in a white room

Happy Homebuying Tips

Let’s walk you through the steps of smart and relaxing homebuying!

Young couple in kitchen. Woman is sitting on counter drinking coffee while man is making breakfast

Home Affordability Tool

A tool to calculate how much home you can afford while you shop!

We’re here to help

Call or Text

(801) 223-8188
Mon – Fri: 8:00 am – 6:00 pm
Sat: 9:00 am – 2:00 pm

Submit a Question to our Support Team

or send us a message from inside online banking.

Stop by a Branch

Find a Location

*APR = Annual percentage rate. See rate, APR and payment details for more information. Financing is subject to UCCU membership and underwriting criteria, not every applicant will qualify. Equal housing lender. NMLS # 407653. Federally insured by NCUA.