Call or Text
(801) 223-8188
Mon – Fri: 8:00 am – 6:00 pm
Sat: 9:00 am – 2:00 pm
Submit a Question to our Support Team
or send us a message from inside online banking.
The Co-op ATM network is a nationwide network of credit union ATMs with over 30,000 ATMs covering all 50 states and multiple countries. When you use your UCCU debit or credit card at any Co-op ATM location you will not pay fees.
You can also search for CO-OP ATMs via text by following the steps below:
**Standard text messaging rates may apply. Check with your mobile phone service provider on messaging rates.
Enjoy free access to over 30,000 Co-op ATMs nationwide when you sign up for UCCU’s Elevated Checking.
(801) 223-8188 | Branch Locations
Available M–F 8am–6pm, and Sat. 9am–2pm*.
*Saturday lobby hours vary per Branch Location
All participating ATMS are found on the Co-op participating credit unions website at https://www.co-opcreditunions.org/locator/ are eligible for a waivable “out-of-network” fee. Surcharge (commonly referred to as transaction) fees specific to the machine you are utilizing will not be waived by Utah Community Credit Union.
Most ATMs have two fees attached to the use of their machine, firstly, surcharge from the ATMs owner (commonly known as a transaction fee) and secondly, a out-of-network fee charged by your bank or credit union.
Its always easier to prevent charges than attempt to reconcile them. When using an ATM, make sure to read it’s terms and conditions to verify any charges that may occur. You may get charged transaction fees from the ATM, but with UCCU’s Elevated Checking, the Out-of-Network Fee will be waived. For any additional questions, you can also contact UCCU at 801-223-8188.
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Explore ContentBenefits are subject to change at any time and without notice. Some benefits require registration and activation. Terms and conditions apply. Click here for Elevated Checking details and guide to benefits for coverage and exclusions.